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Если у вас в жизни возникла ситуация, когда предельно срочно нужны деньги, но вы не хотите сковывать себя банковскими ограничениями, не переживайте – выход есть. Это автоломбард. Банковский кредит имеет множество минусов. В связи с этим кредит банка является нецелесообразным. Автоломбард в этом плане является более выгодным мероприятием.

Такое заведение имеет единственный минус – взять в залог можно ту сумму, которая равна стоимости автомобиля. В отдельных случаях это упускается. Но необходимо предоставить документы, которые подтверждают владение каким-либо другим имуществом. Если заемщик не уплатит в срок, значит имущество перейдет в собственность заведения.

При выборе автоломбарда предпочтение стоит отдавать надежным компаниям, которые уже давно предоставляют подобные услуги. Целесообразно будет ознакомиться и с отзывами других клиентов.

Принцип работы автоломбарда достаточно интересен. Он позволяет самостоятельно определиться со сроком возвращения собственного авто. Это позволяет заемщику оптимально оценить свои силы и сделать правильный выбор. Помимо этого, есть возможность подобрать тариф. Большинство автоломбардов предлагают процентную ставку в широком диапазоне от 2 до 35%.

Этот разброс помогает оценить принцип работы. Если процентная ставка низкая, значит заведение имеет внушительное количество клиентов. Заемщик имеет потенциальную возможность выкупить свой автомобиль. Именно поэтому высока вероятность, что при необходимости он обратится сюда еще. Автоломбард нижнекамскс высокой процентной ставкой зарабатывает свой капитал другим путем – продажей невыкупленных авто.

Схема работы примерно одинакова во всех заведениях. Если вы надумали сдать авто, то первоначально показываете его сотрудникам ломбарда. Если оно удовлетворяет их по всем параметрам, а это техническое состояние, внешний облик и возраст машины, значит сделка происходит. Следующим шагом является обсуждение залога и срока выкупа.

Обычно автоломбард Зеленодольск принимает машины с 2000 года. Старые сдать намного сложнее. Также эксперт проверяет авто на предмет угона или попадания в ДТП. Если все в порядке, оформляются документы, вы получаете деньги, а авто помещается на стоянку. Обычно процедура занимает не более одного часа.

При условии несоблюдения договора со стороны заемщика автомобиль будет конфискован в пользу автоломбарда. Вы можете рассчитывать на выплату при условии, что сумма долга у вас меньше, чем стоит транспортное средство. Как только оно будет продано, вам вернут средства. Из этой суммы дополнительно будут вычтены штрафы, пеня, а также проценты. Решайте свои проблемы посредством автоломбарда на сайте http://avm16.ru.

Reviewed by Vash-Remontik.ru on . Если у вас в жизни возникла ситуация, когда предельно срочно нужны деньги, но вы не хотите сковывать себя банковскими ограничениями, не переживайте – выход есть Если у вас в жизни возникла ситуация, когда предельно срочно нужны деньги, но вы не хотите сковывать себя банковскими ограничениями, не переживайте – выход есть Rating: 0
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